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Repeated customers New customer Salary loan

For customers who apply to Unibank to obtain a loan again

Period

month max.

Minimal amount

300

AZN

Maximal amount

50 000

AZN

Annual interest rate

11%

annual min.

For customers who do not have a credit history at Unibank.

Period

month max.

Minimal amount

300

AZN

Maximal amount

50 000

AZN

Annual interest rate

11%

annual min.

Cash credit, for holders of salary cards from Unibank

Period

month max.

Minimal amount

300

AZN

Maximal amount

50 000

AZN

Annual interest rate

11%

annual min.

More info

Who can apply
- — At least 6 months of work experience at the last workplace
  
  — A person with official income
  
  — Age 18-65 (at the end of the loan)
Required documents
- — A document proving your identity
  
  — Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)
Additional Information
- — Fee: 0%
  — Actual annual interest rate: min. 11%
Payment methods
- — Unibank payment terminals and branch offices
  — eManat, MilliÖN
  — UBank
  — Unibank.az
  — Post
  — hesab.az
  — e-pul.az
Deposit guaranteed loan
- Annuity-based cash loan
  
  — The amount – max 80% of the deposit amount;
  — The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency;
  — The payment timetable – annuity-based;
  — Term: maximum up to the end of the deposit.
  
  Cash loan with free timetable
  
  — The amount – max 80% of the deposit amount;
  — The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
  — The payment timetable – free;
  — Term: maximum up to the end of the deposit.
  
  Card loan
  
  — The amount – max 60% of the deposit amount;
  — The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;
  — With a condition of no more than 20 000 AZN;
  — Term: maximum until the end of the deposit term (max. no more than 24 months);
  — Card price: free.
  
  *1% loan processing fee is charged for the deposit guaranteed loan.