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The 3rd draw has started!Pay with Unibank card and get chance to win an apartment in Sea Breeze, Toyota Corolla Cross, iPhone 15 Pro and many cash prizes.
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Progressive

Do not wait a whole year, withdraw your money with a profit at any time!

Table

Müddət AZN USD EUR
1 ayadək 4 % - -
2-ci aydan 3 ayadək 5 % - -
3 aydan 6 ayadək 6 % - -
6 aydan 9 ayadək 8 % - -
9 aydan 12 ayadək 9 % - -
12 ay 10.5 % - -
Additional information
— When the deposit expires, it is automatically extended for a period equal to the main one;
— Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;
— If the amount of deposits for 1 customer is more than 1 million, deposit can be opened only with individual interest;
— According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings, "Topla" is taxed. According to the legislation, after 01.01.2024 certain privileges is applied in taxing. Details here.
     
General info
— When the deposit expires, it is automatically extended for a period equal to the main one;
— Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;
— If the amount of deposits for 1 customer is more than 1 million, deposit can be opened only with individual interest;
— According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings, "Topla" is taxed. According to the legislation, after 01.01.2024 certain privileges is applied in taxing. Details here.
     
General info
— When the deposit expires, it is automatically extended for a period equal to the main one;
— Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;
— If the amount of deposits for 1 customer is more than 1 million, deposit can be opened only with individual interest;
— According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings, "Topla" is taxed. According to the legislation, after 01.01.2024 certain privileges is applied in taxing. Details here.
     

Calculator

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Total amount
0 AZN
Annual interest
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Deposit guaranteed loan

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.
— Term: maximum up to the end of the deposit.

*1% loan processing fee is charged for the deposit guaranteed loan.
— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure
— The amount – max 60% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +3% in national currency (when in AZN: min 12%) / +3% in foreign currency.
— With a condition of no more than 20,000 AZN. 
— Term: maximum until the end of the deposit term (max. no more than 24 months). 
— Card price: free.

 The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure 

Annuity-based cash loan
— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.
— Term: maximum up to the end of the deposit.

*1% loan processing fee is charged for the deposit guaranteed loan.
Cash Loan with a free timetable
— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure
Card Loan
— The amount – max 60% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +3% in national currency (when in AZN: min 12%) / +3% in foreign currency.
— With a condition of no more than 20,000 AZN. 
— Term: maximum until the end of the deposit term (max. no more than 24 months). 
— Card price: free.

 The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure 

Annuity-based cash loan
— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.
— Term: maximum up to the end of the deposit.

*1% loan processing fee is charged for the deposit guaranteed loan.
Cash Loan with a free timetable
— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure
Card Loan
— The amount – max 60% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +3% in national currency (when in AZN: min 12%) / +3% in foreign currency.
— With a condition of no more than 20,000 AZN. 
— Term: maximum until the end of the deposit term (max. no more than 24 months). 
— Card price: free.

 The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure 




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