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A couple days left until the end of the 5th draw!Pay with Unibank card and get chance to win an apartment in Sea Breeze, iPhone 15 Pro and many cash prizes.

117

aze rus

Progressive

Do not wait a whole year, withdraw your money with a profit at any time!

Period

12

ayadək

Annual interest rate

10.5%

-dək

Minimal amount

500

AZN

Table

Interest rates

Interest rates

Müddət	AZN	USD	EUR
up to 1 month	5 %	-	-
from 2 to 3 month	6 %	-	-
from 3 to 6 month	7 %	-	-
from 6 to 9 month	9 %	-	-
from 9 to 12 month	10 %	-	-
12 month	10.5 %	-	-

Additional information

— When the deposit expires, it is automatically extended for a period equal to the main one;
— Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;

— Terms of deposit insurance;

— If the amount of deposits for 1 customer is more than 1 million, deposit can be opened only with individual interest;

— According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings, "Topla" is taxed. According to the legislation, after 01.01.2024 certain privileges is applied in taxing. Details here.

— When the deposit expires, it is automatically extended for a period equal to the main one;
— Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;

— Terms of deposit insurance;

— If the amount of deposits for 1 customer is more than 1 million, deposit can be opened only with individual interest;

— According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings, "Topla" is taxed. According to the legislation, after 01.01.2024 certain privileges is applied in taxing. Details here.

General info

— When the deposit expires, it is automatically extended for a period equal to the main one;
— Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;

— Terms of deposit insurance;

— If the amount of deposits for 1 customer is more than 1 million, deposit can be opened only with individual interest;

— According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings, "Topla" is taxed. According to the legislation, after 01.01.2024 certain privileges is applied in taxing. Details here.

Calculator

Deposit amount

Currency

AZN

USD

Deposit period

month

Total amount

0 AZN

Annual interest

0%

Deposit guaranteed loan

Annuity-based cash loan Cash Loan with a free timetable Card Loan

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.

— Term: maximum up to the end of the deposit.

*1% loan processing fee is charged for the deposit guaranteed loan.

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

— The amount – max 60% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +3% in national currency (when in AZN: min 12%) / +3% in foreign currency.

— With a condition of no more than 20,000 AZN.

— Term: maximum until the end of the deposit term (max. no more than 24 months).

— Card price: free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

Annuity-based cash loan

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.

— Term: maximum up to the end of the deposit.

*1% loan processing fee is charged for the deposit guaranteed loan.

Cash Loan with a free timetable

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

Card Loan

— The amount – max 60% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +3% in national currency (when in AZN: min 12%) / +3% in foreign currency.

— With a condition of no more than 20,000 AZN.

— Term: maximum until the end of the deposit term (max. no more than 24 months).

— Card price: free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

Annuity-based cash loan

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.

— Term: maximum up to the end of the deposit.

*1% loan processing fee is charged for the deposit guaranteed loan.

Cash Loan with a free timetable

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

Card Loan

— The amount – max 60% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +3% in national currency (when in AZN: min 12%) / +3% in foreign currency.

— With a condition of no more than 20,000 AZN.

— Term: maximum until the end of the deposit term (max. no more than 24 months).

— Card price: free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

UTM and branch network

Addresses of branches and UTMs, as well as working hours and other detailed information.

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Have a question?
Contact us!

Contact an online consultant, 117 Call Center or bank branches and get answers to your questions. Fast and easy!

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