Progressive

Period

ayadək

Annual interest rate

10.5%

-dək

Minimal amount

500

AZN

Table

Interest rates

Müddət	AZN	USD	EUR
up to 1 month	5 %	-	-
from 2 to 3 month	6 %	-	-
from 3 to 6 month	7 %	-	-
from 6 to 9 month	9 %	-	-
from 9 to 12 month	10 %	-	-
12 month	10.5 %	-	-

Additional information

General info

— When the deposit expires, it is automatically extended for a period equal to the main one;
— Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;

— Terms of deposit insurance;

— If the amount of deposits for 1 customer is more than 1 million, deposit can be opened only with individual interest;

— According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings, "Topla" and card balances is taxed. According to the legislation, after 01.01.2024 certain privileges is applied in taxing. Details here.

General info

— Terms of deposit insurance;

— If the amount of deposits for 1 customer is more than 1 million, deposit can be opened only with individual interest;

General info

— Terms of deposit insurance;

— If the amount of deposits for 1 customer is more than 1 million, deposit can be opened only with individual interest;

Calculator

Deposit amount

Currency

AZN

USD

Deposit period

month

Total amount

0 AZN

Annual interest

Deposit guaranteed loan

Annuity-based cash loan Cash Loan with a free timetable Card Loan

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.

— Term: maximum up to the end of the deposit.

*1% loan processing fee is charged for the deposit guaranteed loan.