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117

Accumulation

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Table

Müddət AZN USD EUR*
12 ay 9 % - -
Müddət AZN USD EUR*
12 ay 8 % - -

Additional information

— Depozit principal amount : 50 AZN;
— Period: 12 ay;
— Increase of principal amount provided;
— Minimal amount of increase : 10 AZN;
— Interest Accumulation Scheme: Compound Interest. Interest accrued on the principal amount as well as on the previously accrued interest amount;
— Interest accumulation: on maturity;
— When the deposit expires, it is automatically extended for a period equal to the main one;
— Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;
— Terms of deposit insurance;
— Bonus is payable if a customer supplements its depozit principal amount with additional funds on a monthly basis during the term of the deposit agreement;
— If the amount of deposits for 1 customer is more than 1 million, a deposit can be opened only with individual interest;
— According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings, "Topla" is taxed. According to the legislation, after 01.01.2024 certain privileges is applied in taxing. Details here.

e) If the deposit expires up to 0-90 days, the withdrawal of the deposit will be with the annual interest rate 0(zero);

f) If the deposit expires up to 91-180 days, the withdrawal of the deposit will be at an interest rate of 20% of annual interest rate;

g) If the deposit expires up to 181-360 days, the withdrawal of the deposit will be at an interest rate of 30% of annual interest rate.

General info
— Depozit principal amount : 50 AZN;
— Period: 12 ay;
— Increase of principal amount provided;
— Minimal amount of increase : 10 AZN;
— Interest Accumulation Scheme: Compound Interest. Interest accrued on the principal amount as well as on the previously accrued interest amount;
— Interest accumulation: on maturity;
— When the deposit expires, it is automatically extended for a period equal to the main one;
— Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;
— Terms of deposit insurance;
— Bonus is payable if a customer supplements its depozit principal amount with additional funds on a monthly basis during the term of the deposit agreement;
— If the amount of deposits for 1 customer is more than 1 million, a deposit can be opened only with individual interest;
— According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings, "Topla" is taxed. According to the legislation, after 01.01.2024 certain privileges is applied in taxing. Details here.
Premature withdrawal of deposit

e) If the deposit expires up to 0-90 days, the withdrawal of the deposit will be with the annual interest rate 0(zero);

f) If the deposit expires up to 91-180 days, the withdrawal of the deposit will be at an interest rate of 20% of annual interest rate;

g) If the deposit expires up to 181-360 days, the withdrawal of the deposit will be at an interest rate of 30% of annual interest rate.

General info
— Depozit principal amount : 50 AZN;
— Period: 12 ay;
— Increase of principal amount provided;
— Minimal amount of increase : 10 AZN;
— Interest Accumulation Scheme: Compound Interest. Interest accrued on the principal amount as well as on the previously accrued interest amount;
— Interest accumulation: on maturity;
— When the deposit expires, it is automatically extended for a period equal to the main one;
— Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;
— Terms of deposit insurance;
— Bonus is payable if a customer supplements its depozit principal amount with additional funds on a monthly basis during the term of the deposit agreement;
— If the amount of deposits for 1 customer is more than 1 million, a deposit can be opened only with individual interest;
— According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings, "Topla" is taxed. According to the legislation, after 01.01.2024 certain privileges is applied in taxing. Details here.
Premature withdrawal of deposit

e) If the deposit expires up to 0-90 days, the withdrawal of the deposit will be with the annual interest rate 0(zero);

f) If the deposit expires up to 91-180 days, the withdrawal of the deposit will be at an interest rate of 20% of annual interest rate;

g) If the deposit expires up to 181-360 days, the withdrawal of the deposit will be at an interest rate of 30% of annual interest rate.

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