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Card price
- Free
- Free
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Smartphone/smart watch payments via Apple Pay, Google Pay™ and NFC
- Without fee
- Without fee
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Card term
- up to 5 years
- up to 5 years
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Top up of UCard balance
- - Via UBank mobile application - Free (the amount is immediately reflected in the balance)
- - In UTMs at once - Free (the amount is immediately reflected in the balance)
- - Payment terminals of Unibank - Free (the amount is immediately reflected in the balance), per customer over 3000 AZN incomes during calendar month fee is 0,5% (min. 1 AZN)
- - In MilliÖn/eManat terminals up to 200 AZN - Free, over 200 AZN fee is 0.5% (min. 1 AZN), per customer over 3000 AZN during calendar month fee is 1% (min. 1 AZN) The amount is immediately reflected in the balance.
- *Fee for non-cash income from abroad - 1%
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Cash withdrawal from UCard:
- Credit funds:
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- In Unibank UTMs - 2% (min. 2 AZN)
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- In Unibank UTMs - 2% (min. 2 AZN)
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Annual cash rewards
- up to 7%
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Transfers from UCard:
- Personal funds:
- - Between Unibank cards - unlimited and free
- - Per customer during calendar month up to 2000 AZN to the card of any bank within the country – Free
- - Per customer during calendar month over 2000 AZN to the card of any bank within the country - 1% (min. 1 AZN/EUR/USD)
- Credit funds:
- - In addition to the transfer fee, there is a fee for withdrawals
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Grace period
- up to 72 days (Applies to all operations)
- up to 72 days (Applies to all operations)
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Loan payment
- The grace period lasts until the 10th day of the second month following the month of use. For example, the final payment date for the debt for January is considered to be March 10.
- The grace period lasts until the 10th day of the second month following the month of use. For example, the final payment date for the debt for January is considered to be March 10.
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Interest rate
- FİFD 27-29.49% (min. - max.)
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Information about card transactions:
- - Notifications via UBank mobile application - Free
- - Via SMS - monthly 3 AZN
It is free in UBank:
- - Assigning or changing the PIN code of the card;
- - Unblocking the card;
- - Service ƏDV geri al;
- - Online payment for parking;
- - Payment of utility services;
- - Recharge the balance of the mobile number