Subsidized (Concessional) Loans

Entrepreneurs who want to take low-interest business loans can get subsidized (concessional) loans in the framework of Unibank's cooperation with the Mortgage and Credit Guarantee Fund.

Subsidized (concessional) loans

if the loan is issued for a period of 3 (three) years or less, in this case the refundable subsidy is 8%

If the loan is issued for a period of more than 3 years, in this case the refundable subsidy is 10%

 

Terms of loans to which interest subsidies will be undertaken:

 

- The minimum amount: 30 000 AZN

- The maximum amount (one borrower): 5 000 000 AZN

- The maximum amount (a group of interrelated borrowers): 10 000 000 AZN

Deadline:

- On loansup to 84 months

- On credit lines: up to 12 months

- After issuing the subsidy: min.6%

 

Additional conditions:

- Interest subsidies are provided for loans with an interest rate of not more than 20% per annum

- An interest subsidy is provided if the borrower pays at least 6% of the interest rate on the loan

- * If the loan will be issued for a period of more than 3 years, in this case the interest subsidy will be issued only on interest that will be accrued over 3 years


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