Based on turnover

The project "Acquiring Overdraft" is a loan product assigned to corporate clients for short-term financing of current assets (payments).

Overdraft is very convenient for prompt provision of short-term customer requirements. This product allows customers to use additional financial resources in fulfilling their obligations to their business partners.

Allows the client to perform operations with the current account, exceeding the balances on current accounts. Taking into account the client turnover on POS-terminals of Unibank, within a short period of time the client is offered a loan with an overdraft limit without collateral.


Who can benefit from Overdraft based on turnover:

— Partners with Unibank for more than 12 months;

— Unibank (using POS-terminals) joined the acquiring program for more than 6 months.



— The amount is issued from 5,000 AZN to 100,000 AZN.

— The overdraft limit will be accrued on the basis of the client's turnover in the POS-terminals of Unibank.

— The period for using the limit is 3 (three) months.

— The annual interest rate is 22%.

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