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Security rules

- It is necessary to pay attention to the slot of the ATM where the card is being inserted. There should not be any additional built-in equipment or tools.

- Make sure that no one sees your PIN-code, when you enter it.

- The card is blocked, after 3rd try to enter PIN incorrectly.

- Don’t leave your card in ATM after cash withdrawal.

Don’t lose sight of card making a payment

The receipt for the purchased goods must be kept by the cardholder.

If the card is read incorrectly, during the purchase, the cancellation of the reading must also be performed at the POS terminal.

Payment by card should not be carried out at suspicious trade points

Do not allow card transactions to be performed at any additional terminal except POS-terminal.

Do not sign more than three slips when paying with an imprinter (without POS-terminal). Signature on the slip - means consent to the removal of the specified amount from your card account. One of the three slips you sign remains in the organization, the other is sent by the organization to the иank, and the third remains with you as a confirmation of the transaction.


It is not recommended to use a card with a large amount of money for online payments.

Payment by card on suspicious sites can lead to the theft of card data.

Near ATM

- It is necessary to pay attention to the slot of the ATM where the card is being inserted. There should not be any additional built-in equipment or tools.

- Make sure that no one sees your PIN-code, when you enter it.

- The card is blocked, after 3rd try to enter PIN incorrectly.

- Don’t leave your card in ATM after cash withdrawal.

In a shop, restaurant

Don’t lose sight of card making a payment

The receipt for the purchased goods must be kept by the cardholder.

If the card is read incorrectly, during the purchase, the cancellation of the reading must also be performed at the POS terminal.

Payment by card should not be carried out at suspicious trade points

Do not allow card transactions to be performed at any additional terminal except POS-terminal.

Do not sign more than three slips when paying with an imprinter (without POS-terminal). Signature on the slip - means consent to the removal of the specified amount from your card account. One of the three slips you sign remains in the organization, the other is sent by the organization to the иank, and the third remains with you as a confirmation of the transaction.


In the Internet

It is not recommended to use a card with a large amount of money for online payments.

Payment by card on suspicious sites can lead to the theft of card data.

Near ATM

- It is necessary to pay attention to the slot of the ATM where the card is being inserted. There should not be any additional built-in equipment or tools.

- Make sure that no one sees your PIN-code, when you enter it.

- The card is blocked, after 3rd try to enter PIN incorrectly.

- Don’t leave your card in ATM after cash withdrawal.

In a shop, restaurant

Don’t lose sight of card making a payment

The receipt for the purchased goods must be kept by the cardholder.

If the card is read incorrectly, during the purchase, the cancellation of the reading must also be performed at the POS terminal.

Payment by card should not be carried out at suspicious trade points

Do not allow card transactions to be performed at any additional terminal except POS-terminal.

Do not sign more than three slips when paying with an imprinter (without POS-terminal). Signature on the slip - means consent to the removal of the specified amount from your card account. One of the three slips you sign remains in the organization, the other is sent by the organization to the иank, and the third remains with you as a confirmation of the transaction.


In the Internet

It is not recommended to use a card with a large amount of money for online payments.

Payment by card on suspicious sites can lead to the theft of card data.

Limits


* To guarantee the safety of money on your cards, Unibank has taken measures and introduced restrictions on certain transactions in countries with a high level of risk. Despite the fact that each card has a chip, in some countries the Chip Liability Shift Program is still not accepted or partially accepted. For this reason, in the list of countries with a high level of risk, it is possible to make transactions with plastic cards only using a pin-chip and contactless. If you wish to carry out other types of transactions, please, contact Unibank before traveling to these countries.

** Up to half of the total operating limits (50%) are allowed in İndonesia.

*** Using our plastic cards with the сontactless function, you can make payments without entering a PIN code in the amount of 99.99 AZN and its equivalent. Contactless transaction amount is 500 AZN per day.

**** One-time limit for foreign contactless transaction is 500 AZN and its equivalent. The number of daily transactions is 20.


UTM and other ATMs:

Daily limit: 1000 AZN

One time limit: 1000 AZN (*equivalent)


POS:

Daily limit: 1000 AZN

One time limit: 1000 AZN


Internet:

The site supports 3D:

One time limit: 1000 AZN


The site does not support 3D:

Daily limit: 500 AZN

One time limit: 500 AZN

Quantity of transactions: 20 


UTM and other ATMs:

Daily limit: 10 000 AZN

One time limit: 4 000 AZN (*equivalent)



POS:

Daily limit: 20 000 AZN

One time limit: 5 000 AZN



Internet:

The site supports 3D:

One time limit: 20 000 AZN



The site does not support 3D:

Daily limit: 5000 AZN

One time limit: 2000 AZN

Quantity of transactions: 100 


UTM and other ATMs:

Daily limit: 15 000 AZN

One time limit: 5000 AZN(*equivalent)


POS:

Daily limit: 30 000 AZN

One time limit: 10 000 AZN


Internet:

The site supports 3D:

One time limit: 30 000 AZN


The site does not support 3D:

Daily limit: 7000 AZN

One time limit: 7000 AZN

Quantity of transactions: 100 
UTM and other ATMs:

Daily limit: 20 000 AZN

One time limit: 6000 AZN(*equivalent)


POS:

Daily limit: 50 000 AZN

One time limit: 50 000 AZN



Internet:

The site supports 3D:

One time limit: 50 000 AZN



The site does not support 3D:

Daily limit: 10 000 AZN

One time limit: 10 000 AZN

Quantity of transactions: 50


ARN group

UTM and other ATMs:

Daily limit: 1000 AZN

One time limit: 1000 AZN (*equivalent)


POS:

Daily limit: 1000 AZN

One time limit: 1000 AZN


Internet:

The site supports 3D:

One time limit: 1000 AZN


The site does not support 3D:

Daily limit: 500 AZN

One time limit: 500 AZN

Quantity of transactions: 20 


BRN group
UTM and other ATMs:

Daily limit: 10 000 AZN

One time limit: 4 000 AZN (*equivalent)



POS:

Daily limit: 20 000 AZN

One time limit: 5 000 AZN



Internet:

The site supports 3D:

One time limit: 20 000 AZN



The site does not support 3D:

Daily limit: 5000 AZN

One time limit: 2000 AZN

Quantity of transactions: 100 


CRN group
UTM and other ATMs:

Daily limit: 15 000 AZN

One time limit: 5000 AZN(*equivalent)


POS:

Daily limit: 30 000 AZN

One time limit: 10 000 AZN


Internet:

The site supports 3D:

One time limit: 30 000 AZN


The site does not support 3D:

Daily limit: 7000 AZN

One time limit: 7000 AZN

Quantity of transactions: 100 
ERN group
UTM and other ATMs:

Daily limit: 20 000 AZN

One time limit: 6000 AZN(*equivalent)


POS:

Daily limit: 50 000 AZN

One time limit: 50 000 AZN



Internet:

The site supports 3D:

One time limit: 50 000 AZN



The site does not support 3D:

Daily limit: 10 000 AZN

One time limit: 10 000 AZN

Quantity of transactions: 50


ARN group

UTM and other ATMs:

Daily limit: 1000 AZN

One time limit: 1000 AZN (*equivalent)


POS:

Daily limit: 1000 AZN

One time limit: 1000 AZN


Internet:

The site supports 3D:

One time limit: 1000 AZN


The site does not support 3D:

Daily limit: 500 AZN

One time limit: 500 AZN

Quantity of transactions: 20 


BRN group
UTM and other ATMs:

Daily limit: 10 000 AZN

One time limit: 4 000 AZN (*equivalent)



POS:

Daily limit: 20 000 AZN

One time limit: 5 000 AZN



Internet:

The site supports 3D:

One time limit: 20 000 AZN



The site does not support 3D:

Daily limit: 5000 AZN

One time limit: 2000 AZN

Quantity of transactions: 100 


CRN group
UTM and other ATMs:

Daily limit: 15 000 AZN

One time limit: 5000 AZN(*equivalent)


POS:

Daily limit: 30 000 AZN

One time limit: 10 000 AZN


Internet:

The site supports 3D:

One time limit: 30 000 AZN


The site does not support 3D:

Daily limit: 7000 AZN

One time limit: 7000 AZN

Quantity of transactions: 100 
ERN group
UTM and other ATMs:

Daily limit: 20 000 AZN

One time limit: 6000 AZN(*equivalent)


POS:

Daily limit: 50 000 AZN

One time limit: 50 000 AZN



Internet:

The site supports 3D:

One time limit: 50 000 AZN



The site does not support 3D:

Daily limit: 10 000 AZN

One time limit: 10 000 AZN

Quantity of transactions: 50


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