Who is it for?
Business loans
These are loans offered on preferential terms through government or government-affiliated financial funds. They are issued for up to 10 years, with a grace period of up to 12 months and an annual interest rate starting from 5%.
For entrepreneurs with at least 6 months of business activity - the loan is offered with a grace period of up to 3 months to boost turnover, purchase equipment, and launch new projects.
These are loans provided to entrepreneurs engaged in agriculture. They are used for purposes such as crop farming, livestock breeding, horticulture, and the purchase of equipment and fertilizers. The loans are offered for up to 48 months, with a grace period of up to 12 months.
Unibank business card is a cashless and secure payment method designed for entrepreneurs and companies. It is fully suitable for paying for goods and services, as well as for domestic, international, and online transactions.
What is UPOS?
A POS-terminal service for easily accepting payments via mobile phone.
A POS-terminal service for easily accepting payments via mobile phone.
Loan application
Order your loan right now and let your business grow!
Order your loan right now and let your business grow!
FAQ
I’m engaged in business activity. Can I get a loan from Unibank?
What is the actual annual percentage rate for microloans?
Is a guarantor required for business loans?
Can I benefit from concessional fund loans (SIF, AKIA)?
How long does it take to get the loan?
I don’t have a tax ID (VOEN). Can I still get a loan?
I have a loan from another bank. Can I still get a loan from Unibank?
I or a family member have had delays in loan payments at another bank. Can I still get a loan?
Can I make loan payments without visiting the bank?
Will my home be inspected?
Can I change the loan payment date?
I’m already a Unibank customer. Can I apply for another loan?
What is a microloan and who is it intended for?
What advantages does a small business loan offer?
How does the application and repayment process for microloans work?
A microloan is a small-scale financial support designed for individuals engaged in small business activities and independent entrepreneurs. These loans are typically used to increase turnover or purchase goods or equipment. The application process for a microloan is simple and requires only minimal documentation.
A small business loan is designed to help entrepreneurs expand their operations. With this type of financing, it is possible to purchase new equipment, increase staff, or strengthen business turnover. Interest rates and loan terms are tailored to the specific needs of the business. Additionally, during special campaigns, entrepreneurs can benefit from more favorable interest rates and reduced fees.
You can apply for a microloan both online and at bank branches. The required documents for approval are minimal, and the application process is completed quickly.
Customers can obtain a loan of up to 50 000 AZN.
Customers can obtain a loan of up to 50 000 AZN.