The Albalı Plus allows the client to open a credit line for up to 10,000 AZN with a grace period. The validity period of the card and the term of the loan is 60 months and the credit line is 36 months.
Conditions of no grace period card:
The minimal salary: 100 AZN
Annual interest rate: 29%
Commission: 0%
Commission for cash use of a credit line: 2%
Conditions of grace period card:
Grace period (until the 10th day of the next month)
The minimal salary: 500 AZN
Annual interest rate: 29%
Commission: 0%
Commission for cash use of a credit line: 1.5 % (min 1 AZN)