Looking to reduce energy spending at home or in your business? Unibank now offers concessional financing for energy efficiency projects, funded through the Energy Efficiency Fund at an annual rate of just 5%.

Loan Terms

• Amount: from 1,000 to 10,000,000 AZN
• Annual interest rate: 5%
• Term: 5 to 15 years, depending on project scale
• Grace period: 6 to 24 months

Projects must meet the eligibility criteria set by the Energy Efficiency Fund.

Who Can Apply

• Owners of individual residential homes
• Individuals and legal entities
• Homeowners' associations
• Commercial and service facilities
• Industrial and agricultural enterprises
• Energy suppliers

What We Finance

Any project that lowers energy consumption, reduces energy losses, or makes better use of resources. For example:

• Heating system upgrades
• Building insulation
• Efficient HVAC systems
• High-efficiency lighting
• Energy-saving equipment and appliances
• Heat pumps
• Smart meters and energy management systems
• Smart building controls
• ISO 50001 energy management systems
• Solar collectors
• Renewable energy sources
• Off-grid renewable energy systems, and more

Through this program, Unibank helps clients optimize energy costs, adopt more efficient technologies, and support the growth of sustainable solutions nationwide.

Unibank OJSC has signed a cooperation agreement with the Energy Regulatory Agency to support energy efficiency initiatives. Under this agreement, Unibank acts as an authorized lending institution distributing concessional loans from the Energy Efficiency Fund.

Bring your energy efficiency project to life with Unibank.