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How does it work

5% cashback for selected categories of trade and service:

• All markets and online markets in the world - 5%
(You need to add Unibank's Mastercard /Visa cards to Apple Pay / Google Pay™/ NFC / Garmin Pay and pay a minimum of 10 AZN in any market with a smartphone or smart devices. With such payments, you can earn a maximum of 10 AZN at a time and maximum of 20 AZN per month);
• All petrol stations in the world - 5% (maximum 20 AZN per month);
• All cafes and restaurants in the world - 5% (including online orders in these places);
*Note: The cashback mentioned in items 2 and 3 is activated after a monthly non-cash turnover of 200 AZN.


Categories of trade and services that have a high cashback without a turnover need:

• All petrol stations in the world - 3%;
• All cafes and restaurants in the world (including online orders in these places) - 3%;
• Up to 30% from partners;
• 1% from non-partners.


Notes:

• The above mentioned cashback applies only to the following cards: UCard (Visa / Mastercard), Mastercard Black Edition (cashback), Visa Platinum, Visa Infinity, Albali Mastercard World and Albali Visa Rewards.
• Cashback in the amount of 0.1% (standard cards) is charged for non-cash transactions on our other cards.
• The maximum amount of cashback that can be earned per month in all markets, petrol stations, cafes, restaurants around the world and on other non-partners- 70 AZN (20 AZN - in all markets with Apple Pay / Google Pay™/ NFC / Garmin Pay, 50 AZN - other)
• The maximum monthly amount is not set in the restaurant and petrol station partner networks that offer more than 5% cashback (earn as much as you want smile)
• The maximum monthly amount of cashback to be earned in all partner networks in other categories is not set (earn as much as you want smile)
• Only the CASHBACK of payments reflected in the statement and corresponding to the conditions are credited to the account. Payments can be reflected in the statement for several days.
• The maximum amount of cashback that could be earned in cafes, restaurants, petrol stations and markets is calculated in a single account for all active cars.

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