Unibank.az - Goto Site

Card price
- Free
Smartphone/smart watch payments via Apple Pay, Google Pay™ and NFC
- Without fee
Card term
- up to 5 years
Top up of UCard balance
- - Via UBank mobile application - Free (the amount is immediately reflected in the balance)
- - In UTMs at once - Free (the amount is immediately reflected in the balance)
- - Payment terminals of Unibank - Free (the amount is immediately reflected in the balance), per customer over 3000 AZN incomes during calendar month fee is 0,5% (min. 1 AZN)
- - In MilliÖn/eManat terminals up to 200 AZN - Free, over 200 AZN fee is 0.5% (min. 1 AZN), per customer over 3000 AZN during calendar month fee is 1% (min. 1 AZN) The amount is immediately reflected in the balance.
- *Fee for non-cash income from abroad - 1%

Cash withdrawal from UCard:
- - In Unibank UTMs - 0%
  - In Unibank UTMs it is possible top up and cash out as much as you want in AZN and USD currency for free.
- - In Unibank UTMs - 1.5% (min. 1.50 AZN)
Annual cash rewards
- up to 7%
Transfers from UCard:
- - Per customer during calendar month up to 2000 AZN to the card of any bank within the country – Free
- - Per customer during calendar month over 2000 AZN to the card of any bank within the country - 1% (min. 1 AZN/EUR/USD)
- - In addition to the transfer fee, there is a fee for withdrawals
Grace period
- up to 40 days for non-cash payments (no interest is accrued on non-cash payments during the grace period)
Loan payment
- Loan issue date + next 10 days
Interest rate
- from 20% per annum, determined individually according to the client's credit history
Information about card transactions:
- - Notifications via UBank mobile application - Free
- - Via SMS - monthly 3 AZN
It is free in UBank:
- - Assigning or changing the PIN code of the card;
- - Unblocking the card;
- - Service ƏDV geri al;
- - Online payment for parking;
- - Payment of utility services;
- - Recharge the balance of the mobile number