Get your card
Download UBank
Find the nearest branch in the app
Get a card ready at the branch
“Əjdaha” lottery from Unibank
Pay with UCard and get chance to win an apartment in Sea Breeze, Toyota Corolla Cross car, iPhone 15 Pro smartphone and many cash prizes.
Your UCard has high income!
Save money on UCard and get up to 7% annual income.
Save money on UCard and get up to 7% annual income.
High cashback on UCard!
Just activate cashback in UBank and start earning!
Just activate cashback in UBank and start earning!
The single multi-currency card!
Imagine that you have 4 different currency accounts on your card, you can change the currency you need and make transactions via UBank at any time.
Imagine that you have 4 different currency accounts on your card, you can change the currency you need and make transactions via UBank at any time.
It's free to
Visit the nearest branch and get it instantly.
Top up and cash out as much as you want in Unibank UTMs for free
Make unlimited money transfers to Unibank cards and up to 2000 AZN to local bank cards without fee
Make purchases with UCard without interest up to 40 days!
Make purchases anywhere with UCard and pay up to 40 days without interest!
Make purchases anywhere with UCard and pay up to 40 days without interest!
Get a loan on UCard instantly!
Just choose UCard at UBank and get a money on the card in seconds!
Just choose UCard at UBank and get a money on the card in seconds!
İncrease the credit line on UCard!
Just choose UCard at UBank and set your limit instantly!
Just choose UCard at UBank and set your limit instantly!
Split UCard purchases into installments!
For this, just click on the "Split" button in UBank.
For this, just click on the "Split" button in UBank.
Get your favorite products for up to 24 months without interest!
Make purchases in more than 1000 partner stores and pay their costs in installments without interest up to 24 months.
Make purchases in more than 1000 partner stores and pay their costs in installments without interest up to 24 months.
Spend more, earn more
Manage UCard via UBank
-
It is free in UBank:
- Assigning or changing the PIN code of the card
- Unblocking the card
- Service ƏDV geri al
- Online payment for parking
- Payment of utility services
- Recharge the balance of the mobile number
Just add your card via UBank to your wallet and start to make contactless payments!
-
Card price
- Free
- Free
-
Smartphone/smart watch payments via Apple Pay, Google Pay™ and NFC
- Without fee
- Without fee
-
Card term
- up to 5 years
- up to 5 years
-
Top up of UCard balance
- - Via UBank mobile application - Free (the amount is immediately reflected in the balance)
- - In UTMs at once - Free (the amount is immediately reflected in the balance)
- - Payment terminals of Unibank - Free (the amount is immediately reflected in the balance), per customer over 3000 AZN incomes during calendar month fee is 0,5% (min. 1 AZN)
- - In MilliÖn/eManat terminals up to 200 AZN - Free, over 200 AZN fee is 0.5% (min. 1 AZN), per customer over 3000 AZN during calendar month fee is 1% (min. 1 AZN) The amount is immediately reflected in the balance.
- *Fee for non-cash income from abroad - 1%
-
Cash withdrawal from UCard:
- Personal funds:
-
- In Unibank UTMs - 0%
- In Unibank UTMs it is possible top up and cash out as much as you want in AZN and USD currency for free.
- Credit funds:
-
- In Unibank UTMs - 1.5% (min. 1.50 AZN)
-
- In Unibank UTMs - 0%
-
Annual cash rewards
- up to 7%
-
Transfers from UCard:
- Personal funds:
- - Between Unibank cards - unlimited and free
- - Per customer during calendar month up to 2000 AZN to the card of any bank within the country – Free
- - Per customer during calendar month over 2000 AZN to the card of any bank within the country - 1% (min. 1 AZN/EUR/USD)
- Credit funds:
- - In addition to the transfer fee, there is a fee for withdrawals
-
Grace period
- up to 40 days for non-cash payments (no interest is accrued on non-cash payments during the grace period)
- up to 40 days for non-cash payments (no interest is accrued on non-cash payments during the grace period)
-
Loan payment
- Loan issue date + next 10 days
- Loan issue date + next 10 days
-
Interest rate
- from 20% per annum, determined individually according to the client's credit history
-
Information about card transactions:
- - Notifications via UBank mobile application - Free
- - Via SMS - monthly 3 AZN
It is free in UBank:
- - Assigning or changing the PIN code of the card;
- - Unblocking the card;
- - Service ƏDV geri al;
- - Online payment for parking;
- - Payment of utility services;
- - Recharge the balance of the mobile number
-
Card price
- Free
- Free
-
Smartphone/smart watch payments via Apple Pay, Google Pay™ and NFC
- Without fee
- Without fee
-
Card term
- up to 5 years
- up to 5 years
-
Top up of UCard balance
- - Via UBank mobile application - Free (the amount is immediately reflected in the balance)
- - In UTMs at once - Free (the amount is immediately reflected in the balance)
- - Payment terminals of Unibank - Free (the amount is immediately reflected in the balance), per customer over 3000 AZN incomes during calendar month fee is 0,5% (min. 1 AZN)
- - In MilliÖn/eManat terminals up to 200 AZN - Free, over 200 AZN fee is 0.5% (min. 1 AZN), per customer over 3000 AZN during calendar month fee is 1% (min. 1 AZN) The amount is immediately reflected in the balance.
- *Fee for non-cash income from abroad - 1%
-
Cash withdrawal from UCard:
- Personal funds:
-
- In Unibank UTMs - 0%
- In Unibank UTMs it is possible top up and cash out as much as you want in AZN and USD currency for free.
- Credit funds:
-
- In Unibank UTMs - 1.5% (min. 1.50 AZN)
-
- In Unibank UTMs - 0%
-
Annual cash rewards
- up to 7%
-
Transfers from UCard:
- Personal funds:
- - Between Unibank cards - unlimited and free
- - Per customer during calendar month up to 2000 AZN to the card of any bank within the country – Free
- - Per customer during calendar month over 2000 AZN to the card of any bank within the country - 1% (min. 1 AZN/EUR/USD)
- Credit funds:
- - In addition to the transfer fee, there is a fee for withdrawals
-
Grace period
- up to 40 days for non-cash payments (no interest is accrued on non-cash payments during the grace period)
- up to 40 days for non-cash payments (no interest is accrued on non-cash payments during the grace period)
-
Loan payment
- Loan issue date + next 10 days
- Loan issue date + next 10 days
-
Interest rate
- from 20% per annum, determined individually according to the client's credit history
-
Information about card transactions:
- - Notifications via UBank mobile application - Free
- - Via SMS - monthly 3 AZN
It is free in UBank:
- - Assigning or changing the PIN code of the card;
- - Unblocking the card;
- - Service ƏDV geri al;
- - Online payment for parking;
- - Payment of utility services;
- - Recharge the balance of the mobile number