Tariffs
Card price – Free
Smartphone/smart watch payments via Apple Pay, Google Pay™ and NFC - Without fee
Card term - up to 5 years
Top up of UCard balance:
- Via UBank mobile application - Free (the amount is immediately reflected in the balance)
- In UTMs and payment terminals of Unibank - Free (the amount is immediately reflected in the balance)
- In MilliÖn/eManat terminals up to 200 AZN - Free, over 200 AZN fee is 0.5% (min. 1 AZN). The amount is immediately reflected in the balance.
*Fee for non-cash income from abroad - 1%
Bonus on card balance - up to 6% per annum
Smartphone/smart watch payments via Apple Pay, Google Pay™ and NFC - Without fee
Card term - up to 5 years
Top up of UCard balance:
- Via UBank mobile application - Free (the amount is immediately reflected in the balance)
- In UTMs and payment terminals of Unibank - Free (the amount is immediately reflected in the balance)
- In MilliÖn/eManat terminals up to 200 AZN - Free, over 200 AZN fee is 0.5% (min. 1 AZN). The amount is immediately reflected in the balance.
*Fee for non-cash income from abroad - 1%
Bonus on card balance - up to 6% per annum
Cashback for non-cash expenses in UCard - up to 30%
Cash withdrawal from UCard:
Personal funds:
- In Unibank UTMs - 0%
Credit funds:
- In Unibank UTMs - 1% (min. 1 AZN)
Transfers from UCard:
Personal funds:
- Monthly up to 2000 AZN to the card of any bank within the country – Free, over 2000 AZN - 1% (min. 1 AZN/EUR/USD)
Credit funds:
- In addition to the transfer fee, there is a fee for withdrawals
Grace period - up to 40 days for non-cash payments (no interest is accrued on non-cash payments during the grace period)
Loan payment - Loan issue date + next 10 days
Interest rate - from 16% per annum, determined individually according to the client's credit history
Information about card transactions:
- Notifications via UBank mobile application - Free
- Via SMS - monthly 1 AZN
It is free in UBank:
- Assigning or changing the PIN code of the card;
- Unblocking the card;
- Service ƏDV geri al;
- Online payment for parking;
- Payment of utility services;
- Recharge the balance of the mobile number;
Cash withdrawal from UCard:
Personal funds:
- In Unibank UTMs - 0%
Credit funds:
- In Unibank UTMs - 1% (min. 1 AZN)
Transfers from UCard:
Personal funds:
- Monthly up to 2000 AZN to the card of any bank within the country – Free, over 2000 AZN - 1% (min. 1 AZN/EUR/USD)
Credit funds:
- In addition to the transfer fee, there is a fee for withdrawals
Grace period - up to 40 days for non-cash payments (no interest is accrued on non-cash payments during the grace period)
Loan payment - Loan issue date + next 10 days
Interest rate - from 16% per annum, determined individually according to the client's credit history
Information about card transactions:
- Notifications via UBank mobile application - Free
- Via SMS - monthly 1 AZN
It is free in UBank:
- Assigning or changing the PIN code of the card;
- Unblocking the card;
- Service ƏDV geri al;
- Online payment for parking;
- Payment of utility services;
- Recharge the balance of the mobile number;