The credit line and cash loan
UCard allows to clients to open a credit line with for up to 10 000 AZN with a grace period and cash loan up to 30 000 AZN.
Conditions of grace period line:
Grace period (up to 40 days only for non-cash payments)
Commission for cash use of a credit line: 1% (min 1 AZN)
Terms of cash loan:
The loan is opened on the terms of a cash loan in Unibank and the amount is transferred to the debit account of the card.