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Split

You can split purchases with Unibank credit cards in partner, non-partners, internet, card-to-card transfers, ATM cash withdrawals via UBank.
What is a Split service?

This is an opportunity to split in UBank the payments in the amount of over 20 AZN, made with Unibank credit cards in partner, non-partners and internet, card-to card transfers, ATM cash withdrawals.


The main advantages of Split:

• Make purchases anywhere in the world, card-to-card transfers and ATM cash withdrawals;
• Choose the desired payment term;
• You split the purchases in UBank into parts and also receive information about the debt;
• Payments are invisible smile
• Plus, you earn cashback.

More info

• During purchases of 20 AZN or more, click( during 5 hours) on the notification;
• Even if you don’t click on the notification, you can split the amount in the card's history from the “SPLIT” section;
• Select the period;
• After splitting, the details of the transaction will be reflected in the "Debt" section.



Split operations are paid without interest. The fee is deducted from the operation amount only in the first month as follows:

• 2 months - 0%
• 3 months - 0%
• 6 months - 8%
• 9 months - 11%
• 12 months - 17%
• 15 months - 21%
• 18 months - 24%
• 21 months - 28%
• 24 months - 32%

Card-to-card transfers and ATM cash withdrawals:

•        2 ay - 3%
•        3 ay - 5%
•        6 ay - 8% 
•        9 ay - 11%
•       12 ay - 17%
•       15 ay - 21%
•       18 ay - 24%
•       21 ay - 28%
•       24 ay - 32%



Public offer
457.3 kB, 19.11.2021
Public offer (asandoc)
73 kB, 06.11.2020
Public offer (asandoc)
457.7 kB, 03.02.2021
Public offer (asandoc)
73.9 kB, 03.02.2021
Public offer (asandoc)
71.4 kB, 05.04.2021
Public offer
454.7 kB, 05.04.2021
Standard conditions for issuing a loan (credit line) to individuals
218.9 kB, 30.09.2023
Standard conditions for issuing a loan (credit line) to individuals (asandoc)
0 kB, 08.06.2026
Public offer (asandoc)
0 kB, 10.09.2026
Public offer (asandoc)
0 kB, 10.09.2026
Standard conditions for issuing a loan (credit line) to individuals (asandoc)
0 kB, 10.09.2026
Standard conditions for issuing a loan (credit line) to individuals
0 kB, 01.10.2026
Standard conditions for issuing a loan (credit line) to individuals
0 kB, 16.10.2026
How to split?
• During purchases of 20 AZN or more, click( during 5 hours) on the notification;
• Even if you don’t click on the notification, you can split the amount in the card's history from the “SPLIT” section;
• Select the period;
• After splitting, the details of the transaction will be reflected in the "Debt" section.



Split operations are paid without interest. The fee is deducted from the operation amount only in the first month as follows:

• 2 months - 0%
• 3 months - 0%
• 6 months - 8%
• 9 months - 11%
• 12 months - 17%
• 15 months - 21%
• 18 months - 24%
• 21 months - 28%
• 24 months - 32%

Card-to-card transfers and ATM cash withdrawals:

•        2 ay - 3%
•        3 ay - 5%
•        6 ay - 8% 
•        9 ay - 11%
•       12 ay - 17%
•       15 ay - 21%
•       18 ay - 24%
•       21 ay - 28%
•       24 ay - 32%



How to split?
• During purchases of 20 AZN or more, click( during 5 hours) on the notification;
• Even if you don’t click on the notification, you can split the amount in the card's history from the “SPLIT” section;
• Select the period;
• After splitting, the details of the transaction will be reflected in the "Debt" section.



Split operations are paid without interest. The fee is deducted from the operation amount only in the first month as follows:

• 2 months - 0%
• 3 months - 0%
• 6 months - 8%
• 9 months - 11%
• 12 months - 17%
• 15 months - 21%
• 18 months - 24%
• 21 months - 28%
• 24 months - 32%

Card-to-card transfers and ATM cash withdrawals:

•        2 ay - 3%
•        3 ay - 5%
•        6 ay - 8% 
•        9 ay - 11%
•       12 ay - 17%
•       15 ay - 21%
•       18 ay - 24%
•       21 ay - 28%
•       24 ay - 32%



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