Deposit guaranteed loan
— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.
— Term: maximum up to the end of the deposit.
*1% loan processing fee is charged for the deposit guaranteed loan.
— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.
*1% loan processing fee is charged for the deposit guaranteed loan.
— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;
— With a condition of no more than 20,000 AZN;
— Term: maximum until the end of the deposit term (max. no more than 24 months);
— Card price: free.
1% loan processing fee is charged for the deposit guaranteed loan.
Gifts and bonuses
With monthly withdrawal of accrued interest, depending on the amount of the deposit, gift card are available.
With monthly withdrawal of accrued interest, depending on the amount of the deposit, gift card are available.
Premature withdrawal of deposit
1. If the term up to 0-90 days, the withdrawal of the deposit will be with the annual interest rate 0(zero);
2. If the term up to 91-180 days, the withdrawal of the deposit will be at an interest rate of 10% of the annual interest rate;
3. If the term up to 181-360 days, the withdrawal of the deposit will be at an interest rate of 20% of annual interest rate;
4. If the term more than 361 days, the withdrawal of the deposit will be at an interest rate of 25% of annual interest rate;
In case of a premature withdrawal of a deposit for a period 3 and 6 months, a fee in the amount of 10 AZN is charged for the "Cash and Settlement Operations".
Additional Information
- These interest rates are applied when the total amount of deposits per 1 customer is up to 1 million. Higher amounts are set individually with lower interest rates;
- Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;
- Terms of deposit insurance;
- Terms of deposit insurance;
- According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings, "Topla" and card balances is taxed. According to the legislation, after 01.01.2024 certain privileges is applied in taxing. Details here.