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— Following members of young families:
1. Members of martyr’s family (spouse, children);
2. National Hero (themselves, spouse, children);
3. Hero of the Patriotic War of the Republic of Azerbaijan (himself, husband/wife, children)
4. IDPs (internally displaced persons) or persons with an equivalent status;
5. Person who was employed as a public servant for at least 3 years, as well as those who serve for a special type of public service;
6. Teacher working for a general education school for at least 3 years;
7. Person with PhD degree;
8. Persons with outstanding athletic accomplishments (honorary physical education and athletic trainers, winners of national competitions (I place), medalist of international competitions (I, II or III place)).

— Person with the degree of doctor of sciences;
1. Person who was employed as a public servant for at least 15 years;
2. Workers in the scientific sphere for at least 3 years;
3. Military servicemen of the Republic of Azerbaijan employed in the military service for at least 3 years, including those who are in the reserve forces and those who are retired from military service (except for the active military servicemen), (except for the military servicemen who are in the reserve forces and those who are retired from military service in the cases specified by the clauses 41.0.6, 41.0.7, 41.0.8, 41.0.10, 42.0.3, 42.0.4 and 42.0.5 of the Law “on military title and military service” of the Republic of Azerbaijan);
4. Person with special title who served for the authorities of internal affairs for at least 3 years.
5. Teacher working for a general education school for at least 15 years;

Note: A family or a person who has the right to use a affordable mortgage loan can use this right only once.

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