Who can apply
— At least 6 months of work experience at the last workplace
— A person with official income
— Age 18-70 (at the end of the loan)
— Loans can also be given to those who have loans in other banks
Life insurance for the loan application:
Who is it for?
For customers taking out a cash loan.
Why is it important?
It protects you and your family from unexpected situations.
What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.
— At least 6 months of work experience at the last workplace
— A person with official income
— Age 18-70 (at the end of the loan)
— Loans can also be given to those who have loans in other banks
Life insurance for the loan application:
Who is it for?
For customers taking out a cash loan.
Why is it important?
It protects you and your family from unexpected situations.
What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.
Required documents
— A document proving your identity
— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)
— A document proving your identity
— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)
Life insurance for the loan application
Who is it for?
For customers taking out a cash loan.
Why is it important?
It protects you and your family from unexpected situations.
What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.
Who is it for?
For customers taking out a cash loan.
Why is it important?
It protects you and your family from unexpected situations.
What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.
Payment methods
Additional Information
— Fee for credit procedures: 1%, 3%, 5% (min 20 AZN)
— Fee for cash withdrawal: 0%
— Actual annual interest rate: min. 9.5%
— Fee for credit procedures: 1%, 3%, 5% (min 20 AZN)
— Fee for cash withdrawal: 0%
— Actual annual interest rate: min. 9.5%
Deposit guaranteed loan
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency;
— The payment timetable – annuity-based;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.
Card loan
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency;
— The payment timetable – annuity-based;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.
Card loan
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;