Nağd kredit üçün əlavə məlumat

Who can apply Required documents Life insurance for the loan application Payment methods Additional Information Deposit guaranteed loan Offer/Loan

— At least 6 months of work experience at the last workplace

— A person with official income

— Age 18 -70 (at the end of the loan)

— Loans can also be given to those who have loans in other banks

— A document proving your identity

— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)

Who is it for?
For customers taking out a cash loan.

Why is it important?
It protects you and your family from unexpected situations.

What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.

— Unibank payment terminals and branch offices

— eManat, MilliÖN

— UBank

— Unibank.az

— Post

— hesab.az

— e-pul.az

— Fee for credit procedures: 1%, 3%, 5% (min 20 AZN)

— Actual annual percentage rate: min. 9.5%

Annuity-based cash loan

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency;
— The payment timetable – annuity-based;

— Term: maximum up to the end of the deposit.

Cash loan with free timetable

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.

Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;

— With a condition of no more than 20 000 AZN;

— Term: maximum until the end of the deposit term (max. no more than 24 months);

— Card price: free.

*1% loan processing fee is charged for the deposit guaranteed loan.

Public offer

457.3 kB, 19.11.2021

Download

Public offer (asandoc)

73 kB, 06.11.2020

Download

Public offer

457.7 kB, 03.02.2021

Download

Public offer (asandoc)

73.9 kB, 03.02.2021

Download

Public offer (asandoc)

71.4 kB, 05.04.2021

Download

Public offer

454.7 kB, 05.04.2021

Download

Standard conditions for issuing a loan (credit line) to individuals

218.9 kB, 30.09.2023

Download

Who can apply

— At least 6 months of work experience at the last workplace

— A person with official income

— Age 18 -70 (at the end of the loan)

— Loans can also be given to those who have loans in other banks

Required documents

— A document proving your identity

— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)

Life insurance for the loan application

Who is it for?
For customers taking out a cash loan.

Why is it important?
It protects you and your family from unexpected situations.

What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.

Payment methods

— Unibank payment terminals and branch offices

— eManat, MilliÖN

— UBank

— Unibank.az

— Post

— hesab.az

— e-pul.az

Additional Information

— Fee for credit procedures: 1%, 3%, 5% (min 20 AZN)

— Actual annual percentage rate: min. 9.5%

Deposit guaranteed loan

Annuity-based cash loan

— Term: maximum up to the end of the deposit.

Cash loan with free timetable

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.

Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;

— With a condition of no more than 20 000 AZN;

— Term: maximum until the end of the deposit term (max. no more than 24 months);

— Card price: free.

*1% loan processing fee is charged for the deposit guaranteed loan.

Who can apply

— At least 6 months of work experience at the last workplace

— A person with official income

— Age 18 -70 (at the end of the loan)

— Loans can also be given to those who have loans in other banks

Required documents

— A document proving your identity

— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)

Life insurance for the loan application

Who is it for?
For customers taking out a cash loan.

Why is it important?
It protects you and your family from unexpected situations.

What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.

Payment methods

— Unibank payment terminals and branch offices

— eManat, MilliÖN

— UBank

— Unibank.az

— Post

— hesab.az

— e-pul.az

Additional Information

— Fee for credit procedures: 1%, 3%, 5% (min 20 AZN)

— Actual annual percentage rate: min. 9.5%

Deposit guaranteed loan

Annuity-based cash loan

— Term: maximum up to the end of the deposit.

Cash loan with free timetable

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.

Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;

— With a condition of no more than 20 000 AZN;

— Term: maximum until the end of the deposit term (max. no more than 24 months);

— Card price: free.

*1% loan processing fee is charged for the deposit guaranteed loan.

Offer/Loan

Public offer

457.3 kB, 19.11.2021

Public offer (asandoc)

73 kB, 06.11.2020

Public offer

457.7 kB, 03.02.2021

Public offer (asandoc)

73.9 kB, 03.02.2021

Public offer (asandoc)

71.4 kB, 05.04.2021

Public offer

454.7 kB, 05.04.2021

Standard conditions for issuing a loan (credit line) to individuals

218.9 kB, 30.09.2023

Who can apply Required documents Life insurance for the loan application Payment methods Additional Information Deposit guaranteed loan Offer/Loan

— At least 6 months of work experience at the last workplace

— A person with official income

— Age 18-65 (at the end of the loan)

— A document proving your identity

— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)

Who is it for?
For customers taking out a cash loan.

Why is it important?
It protects you and your family from unexpected situations.

What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.

— Unibank payment terminals and branch offices

— eManat, MilliÖN

— UBank

— Unibank.az

— Post

— hesab.az

— e-pul.az

— Fee: 0%

— Actual annual interest rate: min. 9.5%

Annuity-based cash loan

— Term: maximum up to the end of the deposit.

Cash loan with free timetable

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.

Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;

— With a condition of no more than 20 000 AZN;

— Term: maximum until the end of the deposit term (max. no more than 24 months);

— Card price: free.

*1% loan processing fee is charged for the deposit guaranteed loan.

Public offer

457.3 kB, 19.11.2021

Download

Public offer (asandoc)

73 kB, 06.11.2020

Download

Public offer

457.7 kB, 03.02.2021

Download

Public offer (asandoc)

73.9 kB, 03.02.2021

Download

Public offer (asandoc)

71.4 kB, 05.04.2021

Download

Public offer

454.7 kB, 05.04.2021

Download

Standard conditions for issuing a loan (credit line) to individuals

218.9 kB, 30.09.2023

Download

Who can apply

— At least 6 months of work experience at the last workplace

— A person with official income

— Age 18-65 (at the end of the loan)

Required documents

— A document proving your identity

— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)

Life insurance for the loan application

Who is it for?
For customers taking out a cash loan.

Why is it important?
It protects you and your family from unexpected situations.

What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.

Payment methods

— Unibank payment terminals and branch offices

— eManat, MilliÖN

— UBank

— Unibank.az

— Post

— hesab.az

— e-pul.az

Additional Information

— Fee: 0%

— Actual annual interest rate: min. 9.5%

Deposit guaranteed loan

Annuity-based cash loan

— Term: maximum up to the end of the deposit.

Cash loan with free timetable

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.

Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;

— With a condition of no more than 20 000 AZN;

— Term: maximum until the end of the deposit term (max. no more than 24 months);

— Card price: free.

*1% loan processing fee is charged for the deposit guaranteed loan.

Who can apply

— At least 6 months of work experience at the last workplace

— A person with official income

— Age 18-65 (at the end of the loan)

Required documents

— A document proving your identity

— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)

Life insurance for the loan application

Who is it for?
For customers taking out a cash loan.

Why is it important?
It protects you and your family from unexpected situations.

What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.

Payment methods

— Unibank payment terminals and branch offices

— eManat, MilliÖN

— UBank

— Unibank.az

— Post

— hesab.az

— e-pul.az

Additional Information

— Fee: 0%

— Actual annual interest rate: min. 9.5%

Deposit guaranteed loan

Annuity-based cash loan

— Term: maximum up to the end of the deposit.

Cash loan with free timetable

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.

Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;

— With a condition of no more than 20 000 AZN;

— Term: maximum until the end of the deposit term (max. no more than 24 months);

— Card price: free.

*1% loan processing fee is charged for the deposit guaranteed loan.

Offer/Loan

Public offer

457.3 kB, 19.11.2021

Public offer (asandoc)

73 kB, 06.11.2020

Public offer

457.7 kB, 03.02.2021

Public offer (asandoc)

73.9 kB, 03.02.2021

Public offer (asandoc)

71.4 kB, 05.04.2021

Public offer

454.7 kB, 05.04.2021

Standard conditions for issuing a loan (credit line) to individuals

218.9 kB, 30.09.2023

Who can apply Required documents Life insurance for the loan application Payment methods Additional Information Deposit guaranteed loan Offer/Loan

— At least 6 months of work experience at the last workplace

— A person with official income

— Age 18-70 (at the end of the loan)

— Loans can also be given to those who have loans in other banks

Life insurance for the loan application:

Who is it for?
For customers taking out a cash loan.

Why is it important?
It protects you and your family from unexpected situations.

What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.

— A document proving your identity

— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)

Who is it for?
For customers taking out a cash loan.

Why is it important?
It protects you and your family from unexpected situations.

What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.

— Unibank payment terminals and branch offices

— eManat, MilliÖN

— UBank

— Unibank.az

— Post

— hesab.az

— e-pul.az

— Fee for credit procedures: 1%, 3%, 5% (min 20 AZN)

— Fee for cash withdrawal: 0%

— Actual annual interest rate: min. 9.5%

Annuity-based cash loan

— Term: maximum up to the end of the deposit.

Cash loan with free timetable

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.

Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;

— With a condition of no more than 20 000 AZN;

— Term: maximum until the end of the deposit term (max. no more than 24 months);

— Card price: free.

*1% loan processing fee is charged for the deposit guaranteed loan.

Public offer

457.3 kB, 19.11.2021

Download

Public offer (asandoc)

73 kB, 06.11.2020

Download

Public offer

457.7 kB, 03.02.2021

Download

Public offer (asandoc)

73.9 kB, 03.02.2021

Download

Public offer (asandoc)

71.4 kB, 05.04.2021

Download

Public offer

454.7 kB, 05.04.2021

Download

Standard conditions for issuing a loan (credit line) to individuals

218.9 kB, 30.09.2023

Download

Who can apply

— At least 6 months of work experience at the last workplace

— A person with official income

— Age 18-70 (at the end of the loan)

— Loans can also be given to those who have loans in other banks

Life insurance for the loan application:

Who is it for?
For customers taking out a cash loan.

Why is it important?
It protects you and your family from unexpected situations.

What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.

Required documents

— A document proving your identity

— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)

Life insurance for the loan application

Who is it for?
For customers taking out a cash loan.

Why is it important?
It protects you and your family from unexpected situations.

What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.

Payment methods

— Unibank payment terminals and branch offices

— eManat, MilliÖN

— UBank

— Unibank.az

— Post

— hesab.az

— e-pul.az

Additional Information

— Fee for credit procedures: 1%, 3%, 5% (min 20 AZN)

— Fee for cash withdrawal: 0%

— Actual annual interest rate: min. 9.5%

Deposit guaranteed loan

Annuity-based cash loan

— Term: maximum up to the end of the deposit.

Cash loan with free timetable

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.

Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;

— With a condition of no more than 20 000 AZN;

— Term: maximum until the end of the deposit term (max. no more than 24 months);

— Card price: free.

*1% loan processing fee is charged for the deposit guaranteed loan.

Who can apply

— At least 6 months of work experience at the last workplace

— A person with official income

— Age 18-70 (at the end of the loan)

— Loans can also be given to those who have loans in other banks

Life insurance for the loan application:

Who is it for?
For customers taking out a cash loan.

Why is it important?
It protects you and your family from unexpected situations.

What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.

Required documents

— A document proving your identity

— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)

Life insurance for the loan application

Who is it for?
For customers taking out a cash loan.

Why is it important?
It protects you and your family from unexpected situations.

What is the benefit?
It ensures full coverage of your loan – in case of an unexpected situation, the insurance company pays off the loan.

Payment methods

— Unibank payment terminals and branch offices

— eManat, MilliÖN

— UBank

— Unibank.az

— Post

— hesab.az

— e-pul.az

Additional Information

— Fee for credit procedures: 1%, 3%, 5% (min 20 AZN)

— Fee for cash withdrawal: 0%

— Actual annual interest rate: min. 9.5%

Deposit guaranteed loan

Annuity-based cash loan

— Term: maximum up to the end of the deposit.

Cash loan with free timetable

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.

Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;

— With a condition of no more than 20 000 AZN;

— Term: maximum until the end of the deposit term (max. no more than 24 months);

— Card price: free.

*1% loan processing fee is charged for the deposit guaranteed loan.

Offer/Loan

Public offer

457.3 kB, 19.11.2021

Public offer (asandoc)

73 kB, 06.11.2020

Public offer

457.7 kB, 03.02.2021

Public offer (asandoc)

73.9 kB, 03.02.2021

Public offer (asandoc)

71.4 kB, 05.04.2021

Public offer

454.7 kB, 05.04.2021

Standard conditions for issuing a loan (credit line) to individuals

218.9 kB, 30.09.2023

Cash loans

Nağd kredit üçün əlavə məlumat

Nağd kredit kalkulyatoru

Cash Loan amount

Cash Loan period

Cash loan annual interest rate