117

Cash loans

Realize your plans with the help of an advantageous cash loan from Unibank!

Apply

For customers who apply to Unibank to obtain a loan again

Period
60
month max.
Minimal amount
300
AZN
Maximal amount
40 000
AZN
Annual interest rate
11%
annual min.

For customers who do not have a credit history at Unibank.

Period
60
month max.
Minimal amount
300
AZN
Maximal amount
40 000
AZN
Annual interest rate
11%
annual min.
Cash credit, for holders of salary cards from Unibank
Period
60
month max.
Minimal amount
300
AZN
Maximal amount
40 000
AZN
Annual interest rate
11%
annual min.

More info

— Fee for credit procedures: 1%, 3%, 5% (min 20 AZN)

— Actual annual percentage rate: min. 11%


— At least 6 months of work experience at the last workplace

— A person with official income

— Age 18 -70 (at the end of the loan) 

— Loans can also be given to those who have loans in other banks

— A document proving your identity

— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)

— Unibank payment terminals and branch offices

— eManat, MilliÖN

— UBank

— Unibank.az

— Post

— hesab.az

— e-pul.az


Annuity-based cash loan

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency;
— The payment timetable – annuity-based;
— Term: maximum up to the end of the deposit.


Cash loan with free timetable

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.


Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;
— With a condition of no more than 20 000 AZN;
— Term: maximum until the end of the deposit term (max. no more than 24 months);
— Card price: free.

*1% loan processing fee is charged for the deposit guaranteed loan.


Public offer
457.3 kB, 19.11.2021
Public offer (asandoc)
73 kB, 06.11.2020
Public offer
457.7 kB, 03.02.2021
Public offer (asandoc)
73.9 kB, 03.02.2021
Public offer (asandoc)
71.4 kB, 05.04.2021
Public offer
454.7 kB, 05.04.2021
Standard conditions for issuing a loan (credit line) to individuals
218.9 kB, 30.09.2023
Additional Information

— Fee for credit procedures: 1%, 3%, 5% (min 20 AZN)

— Actual annual percentage rate: min. 11%


Who can apply

— At least 6 months of work experience at the last workplace

— A person with official income

— Age 18 -70 (at the end of the loan) 

— Loans can also be given to those who have loans in other banks

Required documents

— A document proving your identity

— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)

Payment methods
— Unibank payment terminals and branch offices

— eManat, MilliÖN

— UBank

— Unibank.az

— Post

— hesab.az

— e-pul.az


Deposit guaranteed loan
Annuity-based cash loan

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency;
— The payment timetable – annuity-based;
— Term: maximum up to the end of the deposit.


Cash loan with free timetable

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.


Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;
— With a condition of no more than 20 000 AZN;
— Term: maximum until the end of the deposit term (max. no more than 24 months);
— Card price: free.

*1% loan processing fee is charged for the deposit guaranteed loan.


Additional Information

— Fee for credit procedures: 1%, 3%, 5% (min 20 AZN)

— Actual annual percentage rate: min. 11%


Who can apply

— At least 6 months of work experience at the last workplace

— A person with official income

— Age 18 -70 (at the end of the loan) 

— Loans can also be given to those who have loans in other banks

Required documents

— A document proving your identity

— Document confirming income (certificate of employment, electronic certificate, certificate of pension, an extract from a salary or pension card for the last 6 months)

Payment methods
— Unibank payment terminals and branch offices

— eManat, MilliÖN

— UBank

— Unibank.az

— Post

— hesab.az

— e-pul.az


Deposit guaranteed loan
Annuity-based cash loan

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency;
— The payment timetable – annuity-based;
— Term: maximum up to the end of the deposit.


Cash loan with free timetable

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.


Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;
— With a condition of no more than 20 000 AZN;
— Term: maximum until the end of the deposit term (max. no more than 24 months);
— Card price: free.

*1% loan processing fee is charged for the deposit guaranteed loan.


Offer/Loan
Public offer
457.3 kB, 19.11.2021
Public offer (asandoc)
73 kB, 06.11.2020
Public offer
457.7 kB, 03.02.2021
Public offer (asandoc)
73.9 kB, 03.02.2021
Public offer (asandoc)
71.4 kB, 05.04.2021
Public offer
454.7 kB, 05.04.2021
Standard conditions for issuing a loan (credit line) to individuals
218.9 kB, 30.09.2023

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