- What is Topla: This is a digital product that allows you to save money by creating a goal via UBank mobile application;
- Minimum amount: 0 AZN (at the time of opening and top-up);
- Term: 3/6/9/12 months;
- Annual interest rate: 3 months-5%; 6 months-6%; 9 months-6%; 12 months-7%;
- Top-up: it is possible to transfer (auto top-up function is also available) any amount using cards of Unibank and other bank cards via UBank mobile application;
- Maximum amount: 15 000 AZN (for each moneybox);
- The maximum number of created moneyboxes: no limit;
- Method of accrual of interest: interest is accrued daily, not capitalized, transferred to the moneybox account only when the goal is reached (term and amount);
- Withdrawal of the amount: at any time (without fee);
- According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings and card balances will be taxed.
