Term

Open a deposit account and increase your money!

Period

36

month max.

Annual interest rate

10%

rate max.

Minimal amount

500

AZN / EUR / USD

Cədvəl

Withdrawal at the end of period Monthly withdrawal

Withdrawal at the end of period Monthly withdrawal

	AZN	USD	EUR
6 ay	7 %	0.5 %	-
12 ay	10 %	2 %	0.1 %
18 ay	10 %	-	-
24 ay	10 %	-	-
36 ay	10 %	-	-

	AZN	USD	EUR
12 ay	9.5 %	1.5 %	-
18 ay	9.5 %	-	-
24 ay	9.5 %	-	-
36 ay	9.5 %	-	-

Gifts and bonuses

With monthly withdrawal of accrued interest, depending on the amount of the deposit, various gift cards are available.

Albalı Debet

Albalı Debet

For deposits placed in the amount of
1 000 – 20 000 AZN / USD

MC Black Edition

MC Black Edition

For deposits placed in the amount of 20 001 - 50 000 AZN / USD / EUR

Visa Platinum

Visa Platinum

For deposits placed in the amount more than 50 001 AZN / USD

Annuity-Based Cash Loan Cash Loan with a free timetable Card Loan

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 5% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.

— Term: maximum up to the end of the deposit.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +5% in national currency/ + 3% in foreign currency.
— The payment timetable – free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

— The amount – max 60% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +5% (when in AZN: min 12%)

— With a condition of no more than 20,000 AZN.

— Term: maximum until the end of the deposit term (max. no more than 24 months).

— Card price: free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

Annuity-Based Cash Loan

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 5% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.

— Term: maximum up to the end of the deposit.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

Cash Loan with a free timetable

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +5% in national currency/ + 3% in foreign currency.
— The payment timetable – free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

— The amount – max 60% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +5% (when in AZN: min 12%)

— With a condition of no more than 20,000 AZN.

— Term: maximum until the end of the deposit term (max. no more than 24 months).

— Card price: free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

Annuity-Based Cash Loan

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 5% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.

— Term: maximum up to the end of the deposit.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

Cash Loan with a free timetable

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +5% in national currency/ + 3% in foreign currency.
— The payment timetable – free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

— The amount – max 60% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +5% (when in AZN: min 12%)

— With a condition of no more than 20,000 AZN.

— Term: maximum until the end of the deposit term (max. no more than 24 months).

— Card price: free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

Calculator

Total amount

0 AZN

Monthly profit

0 AZN

Annual interest

0 %

Premature withdrawal of deposit

1, 3 ,6, 9, 12, 18, 24, 36 monthly withdrawal

a) If the term up to 0-90 days, the withdrawal of the deposit will be with the annual interest rate 0(zero);

b) If the term up to 91-180 days, the withdrawal of the deposit will be at an interest rate of 20% of the annual interest rate;

c) If the term up to 181-360 days, the withdrawal of the deposit will be at an interest rate of 30% of annual interest rate;

d) If the term is more than 361 days, the withdrawal of the deposit will be with at an interest rate of 40% of annual interest rate.

In case of a premature withdrawal of a deposit for a period of 3 and 6 months, a commission in the amount of 10 AZN is charged for the "Cash and Settlement Operations".

1, 3 ,6, 9, 12, 18, 24, 36 monthly withdrawal

a) If the term up to 0-90 days, the withdrawal of the deposit will be with the annual interest rate 0(zero);

b) If the term up to 91-180 days, the withdrawal of the deposit will be at an interest rate of 20% of the annual interest rate;

c) If the term up to 181-360 days, the withdrawal of the deposit will be at an interest rate of 30% of annual interest rate;

d) If the term is more than 361 days, the withdrawal of the deposit will be with at an interest rate of 40% of annual interest rate.

In case of a premature withdrawal of a deposit for a period of 3 and 6 months, a commission in the amount of 10 AZN is charged for the "Cash and Settlement Operations".

1, 3 ,6, 9, 12, 18, 24, 36 monthly withdrawal

a) If the term up to 0-90 days, the withdrawal of the deposit will be with the annual interest rate 0(zero);

b) If the term up to 91-180 days, the withdrawal of the deposit will be at an interest rate of 20% of the annual interest rate;

c) If the term up to 181-360 days, the withdrawal of the deposit will be at an interest rate of 30% of annual interest rate;

d) If the term is more than 361 days, the withdrawal of the deposit will be with at an interest rate of 40% of annual interest rate.

In case of a premature withdrawal of a deposit for a period of 3 and 6 months, a commission in the amount of 10 AZN is charged for the "Cash and Settlement Operations".

Additional information

Notes Ələvə sənədlər

Bu faiz dərəcələri 1 müştəri üzrə ümumi əmanətlərin məbləği 1 mln-a qədər olduqda tətbiq olunur. Daha yüksək məbləğlərdə faiz dərəcəsi daha az olmaqla individual qaydada təyin edilir.

Interest rates for the prolongation of the “Term” type deposits

182.7 kB, 29.12.2021

Bu faiz dərəcələri 1 müştəri üzrə ümumi əmanətlərin məbləği 1 mln-a qədər olduqda tətbiq olunur. Daha yüksək məbləğlərdə faiz dərəcəsi daha az olmaqla individual qaydada təyin edilir.

Ələvə sənədlər

Bu faiz dərəcələri 1 müştəri üzrə ümumi əmanətlərin məbləği 1 mln-a qədər olduqda tətbiq olunur. Daha yüksək məbləğlərdə faiz dərəcəsi daha az olmaqla individual qaydada təyin edilir.

Ələvə sənədlər

Interest rates for the prolongation of the “Term” type deposits

182.7 kB, 29.12.2021

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