117

Term

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Table

AZN USD EUR
6 ay 6 % 0.5 % -
12 ay 9 % 2.5/4 % 0.1 %
18 ay 9 % - -
24 ay 9 % - -
36 ay 9 % - -
AZN USD EUR
12 ay 8.5 % 2.2/3.5 % -
18 ay 8.5 % - -
24 ay 8.5 % - -
36 ay 8.5 % - -

Expired and prolonged Term deposits in AZN currency will be automatically extended as standard interest rate + 1%.



Gifts and bonuses
With monthly withdrawal of accrued interest, depending on the amount of the deposit, various gift cards are available.
UCard
UCard
For deposits placed in the amount of
1 000 – 20 000 AZN / USD
MC Black Edition
MC Black Edition
For deposits placed in the amount of 20 001 - 50 000 AZN / USD / EUR
Visa Platinum
Visa Platinum
For deposits placed in the amount more than 50 001 AZN / USD

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 5% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.
— Term: maximum up to the end of the deposit.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure  
— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +5% in national currency/ + 3% in foreign currency.
— The payment timetable – free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure
— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +5% (when in AZN: min 12%);
— With a condition of no more than 20,000 AZN;
— Term: maximum until the end of the deposit term (max. no more than 24 months);
— Card price: free.


The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure
Annuity-Based Cash Loan
— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 5% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.
— Term: maximum up to the end of the deposit.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure  
Cash Loan with a free timetable
— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +5% in national currency/ + 3% in foreign currency.
— The payment timetable – free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure
Card Loan
— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +5% (when in AZN: min 12%);
— With a condition of no more than 20,000 AZN;
— Term: maximum until the end of the deposit term (max. no more than 24 months);
— Card price: free.


The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure
Annuity-Based Cash Loan
— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 5% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.
— Term: maximum up to the end of the deposit.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure  
Cash Loan with a free timetable
— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit +5% in national currency/ + 3% in foreign currency.
— The payment timetable – free.

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure
Card Loan
— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +5% (when in AZN: min 12%);
— With a condition of no more than 20,000 AZN;
— Term: maximum until the end of the deposit term (max. no more than 24 months);
— Card price: free.


The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

Calculator

6 month
0 AZN
Monthly profit
0 AZN
Annual interest
0 %

Premature withdrawal of deposit

a) If the term up to 0-90 days, the withdrawal of the deposit will be with the annual interest rate 0(zero);

b) If the term up to 91-180 days, the withdrawal of the deposit will be at an interest rate of 20% of the annual interest rate;

c) If the term up to 181-360 days, the withdrawal of the deposit will be at an interest rate of 30% of annual interest rate;

d) If the term is more than 361 days, the withdrawal of the deposit will be with at an interest rate of 40% of annual interest rate.

In case of a premature withdrawal of a deposit for a period of 3 and 6 months, a commission in the amount of 10 AZN is charged for the "Cash and Settlement Operations".

1, 3 ,6, 9, 12, 18, 24, 36 monthly withdrawal

a) If the term up to 0-90 days, the withdrawal of the deposit will be with the annual interest rate 0(zero);

b) If the term up to 91-180 days, the withdrawal of the deposit will be at an interest rate of 20% of the annual interest rate;

c) If the term up to 181-360 days, the withdrawal of the deposit will be at an interest rate of 30% of annual interest rate;

d) If the term is more than 361 days, the withdrawal of the deposit will be with at an interest rate of 40% of annual interest rate.

In case of a premature withdrawal of a deposit for a period of 3 and 6 months, a commission in the amount of 10 AZN is charged for the "Cash and Settlement Operations".

1, 3 ,6, 9, 12, 18, 24, 36 monthly withdrawal

a) If the term up to 0-90 days, the withdrawal of the deposit will be with the annual interest rate 0(zero);

b) If the term up to 91-180 days, the withdrawal of the deposit will be at an interest rate of 20% of the annual interest rate;

c) If the term up to 181-360 days, the withdrawal of the deposit will be at an interest rate of 30% of annual interest rate;

d) If the term is more than 361 days, the withdrawal of the deposit will be with at an interest rate of 40% of annual interest rate.

In case of a premature withdrawal of a deposit for a period of 3 and 6 months, a commission in the amount of 10 AZN is charged for the "Cash and Settlement Operations".

Additional information

- These interest rates are applied when the total amount of deposits per 1 customer is up to 1 million. Higher amounts are set individually with lower interest rates;
- Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency.


Notes
- These interest rates are applied when the total amount of deposits per 1 customer is up to 1 million. Higher amounts are set individually with lower interest rates;
- Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency.


Additional documents
Notes
- These interest rates are applied when the total amount of deposits per 1 customer is up to 1 million. Higher amounts are set individually with lower interest rates;
- Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency.


Additional documents

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