Term deposit

Period

month max.

Annual interest rate

12%

rate max.

Minimal amount

500

AZN / EUR / USD

Table

At the end of period Monthly

	AZN	USD	EUR
3 month	9 %	-	-
6 month	11 %	3 %	-
12 month	11 %	4.5 %	0.1 %
18 month	12 %	3.2 %	-
24 month	10.5 %	3.2 %	-

	AZN	USD	EUR
3 month	8 %	-	-
6 month	10.5 %	2.5 %	-
12 month	10.5 %	4 %	-
18 month	12 %	3 %	-
24 month	9.5 %	3 %	-

Note: It is also possible to place insured deposit in USD currency with an interest rate of 2.5% for a period of 12 months and more.

The "Term" deposit in AZN is expired in 12, 18 and 24 month. Currently the "Term" deposit for a period of 12, 18 and 24 month is automatically extended with standard interest rate.

Gifts and bonuses

With monthly withdrawal of accrued interest, depending on the amount of the deposit, gift card are available.

UCard

For deposits in the amount of
1 000 AZN / USD and upper

Deposit guaranteed loan

Annuity-based cash loan Cash loan with a free timetable Card loan

— The amount – max 80% of the deposit amount.
— The annual rate of interest – the rate of interest of your deposit + 3% in national currency/ + 3% in foreign currency.
— The payment timetable – annuity-based.

— Term: maximum up to the end of the deposit.

*1% loan processing fee is charged for the deposit guaranteed loan.

— The amount – max 80% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% in national currency/ + 3% in foreign currency;
— The payment timetable – free;
— Term: maximum up to the end of the deposit.

*1% loan processing fee is charged for the deposit guaranteed loan.

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;

— With a condition of no more than 20,000 AZN;

— Term: maximum until the end of the deposit term (max. no more than 24 months);

— Card price: free.

1% loan processing fee is charged for the deposit guaranteed loan.

Annuity-based cash loan

— Term: maximum up to the end of the deposit.

*1% loan processing fee is charged for the deposit guaranteed loan.

Cash loan with a free timetable

*1% loan processing fee is charged for the deposit guaranteed loan.

Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;

— With a condition of no more than 20,000 AZN;

— Term: maximum until the end of the deposit term (max. no more than 24 months);

— Card price: free.

1% loan processing fee is charged for the deposit guaranteed loan.

Annuity-based cash loan

— Term: maximum up to the end of the deposit.

*1% loan processing fee is charged for the deposit guaranteed loan.

Cash loan with a free timetable

*1% loan processing fee is charged for the deposit guaranteed loan.

Card loan

— The amount – max 60% of the deposit amount;
— The annual rate of interest – the rate of interest of your deposit +3% (when in AZN: min 12%) / +3% in foreign currency;

— With a condition of no more than 20,000 AZN;

— Term: maximum until the end of the deposit term (max. no more than 24 months);

— Card price: free.

1% loan processing fee is charged for the deposit guaranteed loan.

Calculator

Deposit amount

Currency

AZN

USD

EUR

Deposit period

3 month

Interest Compounding

Sonda

Hər ay

Total amount

0 AZN

Monthly profit

0 AZN

Annual interest

0 %

Premature withdrawal of deposit

1, 3, 6, 9, 12, 18, 24 monthly withdrawal

a) If the term up to 0-90 days, the withdrawal of the deposit will be with the annual interest rate 0(zero);

b) If the term up to 91-180 days, the withdrawal of the deposit will be at an interest rate of 20% of the annual interest rate;

c) If the term up to 181-360 days, the withdrawal of the deposit will be at an interest rate of 30% of annual interest rate;

d) If the term more than 361 days, the withdrawal of the deposit will be at an interest rate of 40% of annual interest rate;

In case of a premature withdrawal of a deposit for a period 6 months, a fee in the amount of 10 AZN is charged for the "Cash and Settlement Operations".

1, 3, 6, 9, 12, 18, 24 monthly withdrawal

a) If the term up to 0-90 days, the withdrawal of the deposit will be with the annual interest rate 0(zero);

b) If the term up to 91-180 days, the withdrawal of the deposit will be at an interest rate of 20% of the annual interest rate;

c) If the term up to 181-360 days, the withdrawal of the deposit will be at an interest rate of 30% of annual interest rate;

d) If the term more than 361 days, the withdrawal of the deposit will be at an interest rate of 40% of annual interest rate;

In case of a premature withdrawal of a deposit for a period 6 months, a fee in the amount of 10 AZN is charged for the "Cash and Settlement Operations".

1, 3, 6, 9, 12, 18, 24 monthly withdrawal

a) If the term up to 0-90 days, the withdrawal of the deposit will be with the annual interest rate 0(zero);

b) If the term up to 91-180 days, the withdrawal of the deposit will be at an interest rate of 20% of the annual interest rate;

c) If the term up to 181-360 days, the withdrawal of the deposit will be at an interest rate of 30% of annual interest rate;

d) If the term more than 361 days, the withdrawal of the deposit will be at an interest rate of 40% of annual interest rate;

In case of a premature withdrawal of a deposit for a period 6 months, a fee in the amount of 10 AZN is charged for the "Cash and Settlement Operations".

Additional information

Notes Additional documents

- These interest rates are applied when the total amount of deposits per 1 customer is up to 1 million. Higher amounts are set individually with lower interest rates;

- Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;
- Terms of deposit insurance;

- According to the AR Tax Code, after 01.02.2023, 10% of the annual interest income paid on savings, "Topla" is taxed. According to the legislation, after 01.01.2024 certain privileges is applied in taxing. Details here.

Interest rates for the prolongation of the “Term” type deposits

86.8 kB, 22.01.2024

Faylı yüklə

Notes

- These interest rates are applied when the total amount of deposits per 1 customer is up to 1 million. Higher amounts are set individually with lower interest rates;

- Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;
- Terms of deposit insurance;

Additional documents

Notes

- These interest rates are applied when the total amount of deposits per 1 customer is up to 1 million. Higher amounts are set individually with lower interest rates;

- Upper limit of the annual interest rate on insured deposits is 12% in national currency and 2.5% in foreign currency;
- Terms of deposit insurance;

Additional documents

Open a deposit account and increase your money!