Cashback & Miles

Up to 30% cashback on every purchase.

When paying with Unibank cards via Apple Pay/Google Pay in all cafes and restaurants in the world, all petrol stations in the world (maximum 20 AZN per month), all markets and online markets in the world ( With payments in the market, you can earn a maximum of 10 AZN at a time and maximum of 20 AZN per month ) you can earn 5% cashback.

Cashback is available for all Unibank cards (except for UniMiles, Mastercard Black Edition, Mastercard World Elite cards). İnstead of cashback, you earn miles on these cards.

You can get additional information about the Miles bonuses on the UniMiles page.

How does it work No Cashback

Categories of trade and services that have a high cashback:

• All petrol stations in the world - 5% (when paying with Apple Pay/Google Pay);
• All cafes and restaurants in the world - 5% (when paying with Apple Pay/Google Pay);

• Non-partner networks - 1% (when paying with Apple Pay/Google Pay and contactless card).

Notes:

• The above mentioned cashback applies only to the following cards: UCard (Visa / Mastercard), Mastercard Black Edition (cashback), Visa Platinum, Visa Infinity, Albali Mastercard World, Albali Visa Rewards, Digital card.
• Cashback in the amount of 0.1% (standard cards) is charged for non-cash transactions on our other cards.
• The maximum amount of cashback that can be earned per month in all markets, petrol stations, cafes, restaurants around the world and on other non-partners- 70 AZN. This amount has the corresponding cashback limits for the specified categories (20 AZN for payments with Apple Pay/Google Pay™/Garmin Pay in all markets, 20 AZN at petrol stations and 20 AZN at cafes-restaurants). If 20 AZN is not earned at the petrol station, then the cashback limit possible for other non-partners will be 50 AZN, otherwise 30 AZN.
• The maximum monthly amount is not set in the restaurant and petrol station partner networks that offer more than 5% cashback (earn as much as you want smile

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• The maximum monthly amount of cashback to be earned in all partner networks in other categories is not set (earn as much as you want smile

)
• Only the CASHBACK of payments reflected in the statement and corresponding to the conditions are credited to the account. Payments can be reflected in the statement for several days.

• The maximum amount of cashback that could be earned in cafes, restaurants, petrol stations and markets is calculated in a single account for all active cards.

• If the payments in partner and non-partner networks is more than 1 AZN, customers will receive cashback.

There’s no cashback bonus for the following transactions:

• Money transfers (CardToCard, VisaDirect, MoneySend);
• Loan payments;
• Operations in betting websites (gambling);
• Payments for digital games;
• Top-up of e-wallets (quasi cash);
• Exchange - Forex operations;
• Points of foreign trade where 18% tax applies;
• Advertising payments via the Internet (social networks, websites);
• Payments (subscriptions) made on AppStore, Google Play, AppGallery and other platforms, as well as within the application;
• Insurance payments;
• Notary payments;
• Payments on the state portal;
• Payments for Utilities, Mobile, Stationary phone, Internet/TV;
• Transport vehicles;
• İnstallment payments;
• Duty Free operations (paying with Unibank Mastercard you can earn cashback from Mastercard in the amount of 10%-20%);
• During payments at any place in the "Electronics", "Perfume" and "Courier" categories, which are not partners of Unibank.

Notes:

• No cashback bonuses accrue on discount shopping at the partner shops;
• At the end of the current month, if the total amount of cashback earned in partner and non-partner networks is less than 2 AZN, the earned amount will not be transferred to the account and will be reset to zero;
• Cashback will not be calculated if you have not logged into UBank in the last 3 months;
• Cashback is not given if payment is made through the MilliKart platform during online transactions;
• Cashback is not calculated if the payment amount is less than 1 AZN during any transaction;
• In all markets, petrol stations and cafe-restaurants in the world, cashback is not provided for contactless payment with a plastic card.

Cashback & Miles

Up to 30% cashback on every purchase.

Cashback is available for all Unibank cards (except for UniMiles, Mastercard Black Edition, Mastercard World Elite cards). İnstead of cashback, you earn miles on these cards.

You can get additional information about the Miles bonuses on the UniMiles page.

Additional info

How does it work

)
• The maximum monthly amount of cashback to be earned in all partner networks in other categories is not set (earn as much as you want smile

)
• Only the CASHBACK of payments reflected in the statement and corresponding to the conditions are credited to the account. Payments can be reflected in the statement for several days.

• The maximum amount of cashback that could be earned in cafes, restaurants, petrol stations and markets is calculated in a single account for all active cards.

• If the payments in partner and non-partner networks is more than 1 AZN, customers will receive cashback.

No Cashback

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