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Mortgage
Refinanced from the resources of Mortgage Fund. 

Currency AZN
Amount cannot exceed AZN 100,000 and 80% of the market value of the purchase
Term from 3 to 25 years
Annual interest rate cannot exceed 8%
Initial payment 20%
Collateral acquired home or apartment
Mortgage value calculated by independent appraisal companies
Mortgage recipient must be the Azerbaijani citizen
Repayment equal monthly installments (annuity). Each installment cannot exceed 70% of the total monthly income of the borrower (s)
Insurance the life and ability to work of the borrower as well as the mortgage object must be insured to the amount equaling the amount of the loan
Deadline for loan repayment cannot exceed the legal pension age of the borrower
Required documents

ID
The documents testifying the source of income over the last 12 months and the payments from the income to the Pension Fund
The document testifying the right of ownership of the purchased property
The document that indicates family composition
Other documents recommended by Unibank’s loan officer


 
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