Satisfied
customer service
Enter the Internet Bank
Instant loans
Online Account Reservation
Online loan payments
Albali - personal cabinet
Unimiles - personal cabinet
Win 2018 AZN in lottery!
Off
Online consultation

 
 
Mortgage
Refinanced from the resources of Mortgage Fund. 

Currency AZN
Amount cannot exceed AZN 150,000 (in the social mortgage 100.000) and 80% of the market value of the purchase
Term from 3 to 25 years
Annual interest rate cannot exceed 8% (till 30 december 6.8%)
Initial payment 20%
Collateral acquired home or apartment
Mortgage value calculated by independent appraisal companies
Mortgage recipient must be the Azerbaijani citizen
Repayment equal monthly installments (annuity). Each installment cannot exceed 70% of the total monthly income of the borrower (s)
Insurance the life and ability to work of the borrower as well as the mortgage object must be insured to the amount equaling the amount of the loan
Deadline for loan repayment cannot exceed the legal pension age of the borrower
Payment Mortgage payments can be made through the state payment portal https://gpp.az/ or in the section “State payments” through the mobile application Unibank Mobile.
Loan application Applying for the mortgage loan can be done only through the Electronic State portal (www.e-gov.az). During the registration, borrowers should receive a digital signature for token (www.e-imza.az) or ASAN imza (www.asanimza.az).
Required documents
  • Identity card (copy of the document) of the borrower (co-borrower);
  • Certificate of marriage (or divorce) (a copy of the document);
  • Identity cards (copies of documents) of family members who have reached the age of majority living with the borrower (co-borrower);
  • Identity cards or birth certificates (copies of documents) of under-age members of the borrower's family (co-borrower);
  • A copy of the employment contract or work record book, certified by the personnel department of the borrower (co-borrower);
  • Documents confirming the income of the borrower (co-borrower) (if available, reference from the main and additional workplace, etc.);
  • Mortgage appraisal act
Loan calculator
Amount
Term
Percentage (%)
count
It may also be interested in
   Cash loans
   Deposits
   Money Transfers
   Debit Cards
Branches and ATM
Deposit cells
Card-to-Card
Microloans
Progressive deposit
Internet-Bank
Mortgage
PIN change
Vacancies
Private Banking
Unicapital
Term deposit
Accumulation deposit
Payroll plastic cards
Consulting services
You can find our Branches and ATMs here
The best way to secure your documets and all things that are important to you
You can send and receive money by ATM`s
A loan facility that perfectly suits the needs of small business.
Withdraw your funds without losing your interest!
Benefit from Unibank's products and services via Internet
Do you want to buy a home or an appartment? Apply for our mortgage loan!
For those who want to change a PIN code securely and quickly
For those who want to make professional growth with Unibank
Feel the art of individual approach
Professional broker and dealing services in securities market
Get higher interest!
Increase deposited amounts and get bonuses!
The most convenient and true way of payment of salaries
Benefit from financial consulting services of Unibank
more
more
more
more
more
more
more
more
more
more
more
more
more
more
more
 
© 2003 - 2017 Unibank  |   Contacts  |   Report