Satisfied
customer service
Enter the Internet Bank
Instant loans
ONLİNE LOAN PAYMENTS
ALBALI - PRİVATE OFFİCE
On
Online consultation
Clients online: 3
Queued: 0

 
 
Term
Term Accrued percent (term)
Monthly Payable at maturity
AZN USD EUR AZN USD EUR
1 month - - - - - -
month - - - 12 - -
6 month 13 2.2 - 13.2 2.4 -
month - 2.5 - - 2.7 -
12 month 15 3 - 15.3 3.1 -
18 month 15 3 - 15.3 3.1 -
24 month 15.5 3 - 15.8 3.1 -
36 month 16 - - 16.3 - -

Note: Unibank CB joined the Deposit Insurance Fund on 30 June 2007. If interest, a client can take out the insurance of their ‘Termed’ AZN and FX deposits with the annualised interest gains equalling 15% and up to 3% respectively.


Minimal deposit amount:

500 AZN/USD

Deposit period:

From 1 months to 36 months.

Accrued interest:

Monthly, payable at maturity.

Increase of principal amount:

Not provided.

Prolongation:

Provided.

Credit line:

 
The conditions of the Annuity-Based Cash Loan secured with a deposit:
- The amount – max 90% of the deposit amount.
- The annual rate of interest – the rate of interest of your deposit + 3%.
- The payment timetable – annuity-based.

The conditions of the Card Loan secured with a deposit:
- The amount – max 60% of the deposit amount.
- The annual rate of interest – the rate of interest of your deposit + + 5% (when in AZN: min 12%).

The conditions of the Cash Loan with a free timetable, secured with a deposit:
- The amount – max 70% of the deposit amount.
- The annual rate of interest – the rate of interest of your deposit + + 5%.
- The payment timetable – free.

If a client chooses several types of loans secured with deposits then the ratio of the total loans of the kind to the security shall be regulated by the minimum of such loans that the client has already.


The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

 


Depending on your amounts, you will be entitled to plastic cards of different types to accumulate the interest accrued on your deposits.

Deposit Amount (AZN, USD)

Plastic Card

1 000 – 20 000

«Visa Classic» or «MC Standard»

20 001 - 50 000

«Visa Gold» or «MC Gold»

More than 50 001

«Visa Platinum» or «MC Platinum»


Premature withdrawal of deposit:

The interest gain from the deposits made for 12 months and longer shall be payable as follows in the event of premature withdrawal of a deposit:
а) Where the actual term of an AZN deposit has been up to 90 days - at 0% (zero per cent) annually;
b) Where the actual term of an AZN deposit has ranged from 91 to 360 days - at 30% (thirty per cent) of the effective annual interest rate;
c) Where the actual term of an AZN deposit has been longer than 360 days - at 60% (sixty per cent) of the effective annual interest rate;
d) Where the actual term of a USD has been up to 30 days - at 0% (zero per cent) annually;
e) Where the actual term of a USD deposit has ranged from 31 to 180 days - at 15% (fifteen per cent) of the effective annual interest rate;
f) Where the actual term of a USD deposit has been longer than 180 days - at 30% (thirty per cent) of the effective annual interest rate;
g) Where the actual term of a EUR deposit has been up to 180 days - at 15% (fifteen per cent) of the effective annual interest rate;
h) Where the actual term of a EUR deposit has been longer than 180 days - at 30% (thirty per cent) of the effective annual interest rate.

The interest gain from the deposits made for 3, 6 and 9 months shall be payable as follows in the event of premature withdrawal of a deposit:
а) Where the actual term of an AZN deposit has been up to 180 days - at 0% (zero per cent) annually;
b) Where the actual term of a USD/EUR deposit и EUR has been up to 180 days - at 20% (twenty per cent) of the effective annual interest rate;
c) Where the actual term of a USD deposit has been longer than 180 days - at 30% (thirty per cent) of the effective annual interest rate.

The interest gain from the deposits made for 1 month shall be payable as follows in the event of premature withdrawal of a deposit:
a) Where the actual term of an AZN has been up to 30 days - at 0% (zero per cent) annually
.

 

Deposit calculator
Deposit type:
Paying of the percentages:
Amount:
Term (month):
 
It may also be interested in
   Loans
   Cash loans
   Money Transfers
   Debit Cards
Mortgage
Branches and ATM
Accumulation deposit
Card-to-Card
Payroll plastic cards
Consulting services
Term deposit
Progressive deposit
Microloans
Vacancies
PIN change
Unicapital
Private Banking
Unileasing
Internet-Bank
Deposit cells
Do you want to buy a home or an appartment? Apply for our mortgage loan!
You can find our Branches and ATMs here
Increase deposited amounts and get bonuses!
You can send and receive money by ATM`s
The most convenient and true way of payment of salaries
Benefit from financial consulting services of Unibank
Get higher interest!
Withdraw your funds without losing your interest!
A loan facility that perfectly suits the needs of small business.
For those who want to make professional growth with Unibank
For those who want to change a PIN code securely and quickly
Professional broker and dealing services in securities market
Feel the art of individual approach
Any services in leasing market
Benefit from Unibank's products and services via Internet
The best way to secure your documets and all things that are important to you
more
more
more
more
more
more
more
more
more
more
more
more
more
more
more
more
 
© 2003 - 2017 Unibank  |   Contacts  |   Report