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Accumulation
İncrease your deposit amount and get bonuses

Interest rates: 


Period AZN USD* EUR*
12 months 12%+1% bonus 1%+1% bonus -
a 1% bonus is payable if a customer supplements its depozit principal amount with additional funds on a monthly basis during the term of the deposit agreement.

Depozit principal amount 50 AZN/USD
Period 12 months
Increase of principal amount provided
Minimal amount of increase 10 AZN/USD
Interest Accumulation Scheme Compound Interest.

Interest accrued on the principal amount as well as on the previously accrued interest amount.
Bonus a 1% bonus is payable if a customer supplements its deposit principal amount with additional funds on a monthly basis during the term of the deposit agreement
Withdrawal before maturity date If the deposit funds are withdrawn before the maturity date the interest will accrue according to the following schedule: up to 180 days –the annual rate making 10% of the deposit rate in effect at the deposition moment, from 180 days – 30% of the accrued interest up to the withdrawal date
Prolongation provided
Credit line
The conditions of the cash loan secured by a deposit:
Ammount- maximum 70% of the deposit

The annual rate of interest = the rate of interest of the current deposit in question + 5%

The conditions of the card loan secured by a deposit:

Ammount- maximum 60% of the deposit

The annual rate of interest = the rate of interest of the current deposit in question + 5% ( in AZN – minimum 12%; in other currencies – minimum 10%)

The total amount of the loan and the card loan secured by a deposit regardless of the currency – 70% of the deposit in question

The making-out fee for a loan secured by a deposit – 1% in accordance with the credit procedure

Interest accumulation on maturity


Note: Deposits in EUR are not accepted


 
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